Following James' death in 1883, times must have been initially difficult. Presumably Ivo had to leave school. On 13 July 1887, the Wanganui Chronicle recorded the following, indicating that Ivo spent some time as a woodworking apprentice. He would have been about 16 years of age at the time:
While at University, Ivo was president of the Students' Christian Union. By 1897, Ivo must have completed his studies at Otago University, in which year he received first class results for his degree in Political Economy. Later, prior to his ordination, he also spent some time in Poverty Bay.
On 8 February 1901 the Hawera & Normanby Star recorded Ivo's ordination as a Presbyterian Minister:
Ivo worked in and around Hawera and Normanby in Taranaki for the early part of the 20th century.
Ivo and Evelyn had two sons, George Bruce Bertram on 11 November 1907 and James Munro Bertram born on 11 August 1910. I believe the following at two professional photographs taken of the family prior to them travelling overseas - probably taken early in 1911:
In early 1911, Ivo and his family travelled to Glasgow, so he could complete his studies. On 22 February 1911 the Hawera & Normanby Star reported:
After 18 months away, in 1912, Ivo and family returned to New Zealand from Glasgow. The following article appeared in the Wanganui Chronicle , Issue 12856, 27 August 1912, Page 2: